Ajeer Secondment Permit – Sole Proprietorships (1–5 employees)

The Ajeer Loan Permit Service - Individual Establishments (1-5) is a specialized online service on Ajeer platform for small establishments (1-5 workers) to temporarily loan their limited workforce to other establishments for short-term operational needs, issuing official permits defining duration and sites without sponsorship transfer.

It is used when a small provider has surplus workers to monetize, or a beneficiary needs reliable temporary support. The process starts with provider login, creating a loan request with beneficiary details, loan period (1-6 months), work sites, and worker count (capped at 5), then sending for approval.

Post-acceptance, workers add via residency search within bundle limits (free: 10/month; premium: unlimited), with nominal fees. The permit issues immediately, printable, allowing work at beneficiary site without violations while preserving the small establishment's Nitaqat and enabling repeated loans for income.

Importance of the Ajeer Loan Permit Service - Individual Establishments (1-5)

Turns surplus workers in small firms into additional revenue without extra operational costs.
Provides beneficiaries instant reliable manpower for short projects or seasons.
Formalizes loans with official permits protecting worker and establishment rights.
Boosts efficiency for small providers via flexible loaning within low Nitaqat limits.
Facilitates local workforce distribution without external recruitment.

Challenges related to the Ajeer Loan Permit Service - Individual Establishments (1-5)

Worker cap (max 5) limits large-scale benefits for small establishments.
Requires low green Nitaqat or higher, excluding medium/low band firms.
Relies on sufficient monthly bundle points, which may deplete quickly.
Needs clear agreements with beneficiaries on wages and responsibilities.
Post-loan worker return may create internal operational gaps.